Collision coverage is just that, your car colliding with something else – a car, a building, a curb, a trash can, a bike left in a driveway. Comprehensive coverage is sometimes referred to as “other than collision”, but what does that mean. The most typical comprehensive claims are windshield breakage, theft, vandalism, contact with a deer or other animal, fire and falling objects including hail. In addition, comprehensive coverage will pay reasonable transportation expenses to you if a coverage auto is stolen. The daily amount and maximum amount varies between carriers. Providence is here to help counsel our clients on the property coverages for their individual needs.